銀行接觸最多的是客戶和代理銀行的資信調(diào)查,銀行在同國(guó)外某個(gè)不了解的銀行或金融機(jī)構(gòu)建立代理關(guān)系,特別是資金帳戶往來(lái)之前,必須通過(guò)自己信得過(guò)的第三家代理機(jī)構(gòu)(包括自己的 海外分支機(jī)構(gòu))對(duì)該銀行或金融機(jī)構(gòu)進(jìn)行資信調(diào)查。中國(guó)的國(guó)有企業(yè)在對(duì)外貿(mào)易當(dāng)中,外商也時(shí)有通過(guò)中國(guó)銀行進(jìn)行資信調(diào)查的。下面是兩份資信報(bào)告范例:
一、關(guān)于某國(guó)有企業(yè)的資信報(bào)吿
資信報(bào)告
貴公司X年X月X 日的貿(mào)易查詢函收悉。我們高興地向你推薦我行的客戶之一--中國(guó)X X X X公司對(duì)澳大利亞出口平臺(tái)機(jī)床有興趣。我們請(qǐng)他們和貴公司直接聯(lián)系,或如果方便,你們也可以同他們聯(lián)系。
以下有關(guān)客戶的資信情況要嚴(yán)格保密,我行不承擔(dān)任何責(zé)任:
地址: 電話:
電傳: 傳真:
中國(guó)X X X X成立于1973年,是中國(guó)經(jīng)營(yíng)進(jìn)出口業(yè)務(wù)的公司,主營(yíng)各種機(jī)械、電力工具產(chǎn)品和設(shè)備,總 公司在北京,全國(guó)有分公司xx家。該公司同我行有長(zhǎng)期帳戶關(guān)系,其資金實(shí)力雄厚,資信可靠。
譯文:
A Credit Report on___Corp.
In reply lo your trade enquiry of___, we are pleased to introduce to you one of our clients, China National ... Corp.,Beijing, who is much interested in exporting Bench Drilling Machines to Australia. We have asked the corporation to contact you directly, or you may approach it if that suits you better.
The following credit information on out above client is provided in strict confidence and without any responsibility on the part of this bank or the writer.
Address: Tel:
Tlx: Fax:
China National. . . Corp., founded in 1973,is one of China's foreign trade corporations engaged in import and export of various kinds of mechanical,electrical and instrumental products and equipment, with its head office in Beijing, has ...branches all over China. The corporation maintains an account with us and is generally considered strong in financial position and reliable in business operation.
對(duì)譯文的評(píng)述:
1. 用 Thank you for your enquiry of ...和 recommend 分別代替 In reply to 和 introduce 更顯親切。
2.為避免泄露,最后傳到客戶手中,特別是資信不可靠經(jīng)營(yíng)較差的客戶,資信報(bào)告通常用不帶行頭的信紙分開(kāi)書寫,在信封上標(biāo)明“保密樹料”,通常,總是有如第二段這樣自我免責(zé)的一句話, 避免事后卷入糾紛。
二、關(guān)于某美國(guó)銀行的資信報(bào)告
Credit Standing uf XXXX Bank
This is rep]y to your enquiry of ... concerning XXXX Bank at...
The bank is one of the leading international banks in the Chicago area and has a number of branches at home and abroad. Available information indicales this bank was incorporated and illinois laws in 1949 succeeding a small thrift institution originally starred in 1928. Since 1950 this bank has been a fully paid-up member of the local Bankers Association.